<xbrl xmlns="http://www.xbrl.org/2003/instance" xmlns:fi_MC="http://www.suomi.fi/xbrl/crr/dict/dom/MC" xmlns:fi_RF="http://www.suomi.fi/xbrl/crr/dict/dom/RF" xmlns:fi_SC="http://www.suomi.fi/xbrl/crr/dict/dom/SC" xmlns:fi_dim="http://www.suomi.fi/xbrl/crr/dict/dim" xmlns:fi_met="http://www.suomi.fi/xbrl/crr/dict/met" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:vk_mod_oytp_gaap_ind="http://www.valtiokonttori.fi/xbrl/crr/fws/oytp/kpl-2016-12/2019-03-28/mod/oytp_gaap_ind" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://xbrl.org/2006/xbrldi xbrldi-2006.xsd">
    <link:schemaRef xlink:href="http://www.valtiokonttori.fi/fi/fr/xbrl/crr/fws/oytp/kpl-2016-12/2019-03-28/mod/oytp_gaap_ind.xsd" xlink:type="simple"/>
    <context id="_ctx1">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
    </context>
    <context id="_ctx5">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2285</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx140">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2285</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx7">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x551</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx142">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x551</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx25">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x513</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx160">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x513</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx41">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1769</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx176">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1769</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx42">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2600</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx177">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2600</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx45">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1771</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx180">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1771</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx46">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1775</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx181">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1775</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx47">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1768</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx182">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1768</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx48">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x438</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx183">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x438</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx53">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x399</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx188">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x399</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx54">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x435</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx189">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x435</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx55">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x360</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx190">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x360</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx65">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x932</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx200">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x932</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx66">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2895</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx201">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2895</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx68">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x376</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx203">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x376</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx78">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2934</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx213">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2934</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx88">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1830</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx223">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1830</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx92">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x3023</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx227">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x3023</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx97">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1819</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx232">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1819</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx99">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1825</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx234">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1825</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx101">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1811</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx236">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1811</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx102">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x424</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx237">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x424</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx103">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x481</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx238">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x481</xbrldi:explicitMember>
            <xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx104">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x520</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx239">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x520</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx110">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x449</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx245">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x449</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx113">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x448</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx248">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x448</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx114">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1869</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx249">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1869</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx115">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x689</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx250">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x689</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx123">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x4014</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx258">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x4014</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx128">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x4046</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx263">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x4046</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx129">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x12</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx264">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x12</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx130">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x738</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx265">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x738</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx134">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1107</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx269">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1107</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx135">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x541</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx270">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x541</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx136">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2025-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x740</xbrldi:explicitMember>
        </scenario>
    </context>
    <context id="_ctx271">
        <entity>
            <identifier scheme="http://ytj.fi">3144710-4</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
        <scenario>
            <xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x740</xbrldi:explicitMember>
        </scenario>
    </context>
    <unit id="ISO4217_EUR">
        <measure>iso4217:EUR</measure>
    </unit>
    <fi_met:si168 contextRef="_ctx1">Finansio Oy</fi_met:si168>
    <fi_met:di120 contextRef="_ctx1">2025-01-01</fi_met:di120>
    <fi_met:di121 contextRef="_ctx1">2025-12-31</fi_met:di121>
    <fi_met:si289 contextRef="_ctx1">3144710-4</fi_met:si289>
    <fi_met:mi53 contextRef="_ctx5" decimals="2" unitRef="ISO4217_EUR">133.50</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx140" decimals="2" unitRef="ISO4217_EUR">785.51</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx7" decimals="2" unitRef="ISO4217_EUR">133.50</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx142" decimals="2" unitRef="ISO4217_EUR">785.51</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx25" decimals="2" unitRef="ISO4217_EUR">133.50</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx160" decimals="2" unitRef="ISO4217_EUR">785.51</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx41" decimals="2" unitRef="ISO4217_EUR">4785.04</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx176" decimals="2" unitRef="ISO4217_EUR">5350.83</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx42" decimals="2" unitRef="ISO4217_EUR">1050.16</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx177" decimals="2" unitRef="ISO4217_EUR">3019.94</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx45" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx180" decimals="2" unitRef="ISO4217_EUR">145.20</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx46" decimals="2" unitRef="ISO4217_EUR">204.57</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx181" decimals="2" unitRef="ISO4217_EUR">200.40</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx47" decimals="2" unitRef="ISO4217_EUR">6039.77</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx182" decimals="2" unitRef="ISO4217_EUR">8716.37</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx48" decimals="2" unitRef="ISO4217_EUR">6039.77</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx183" decimals="2" unitRef="ISO4217_EUR">8716.37</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx53" decimals="2" unitRef="ISO4217_EUR">1241.55</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx188" decimals="2" unitRef="ISO4217_EUR">141.74</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx54" decimals="2" unitRef="ISO4217_EUR">7281.32</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx189" decimals="2" unitRef="ISO4217_EUR">8858.11</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx55" decimals="2" unitRef="ISO4217_EUR">7414.82</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx190" decimals="2" unitRef="ISO4217_EUR">9643.62</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx65" decimals="2" unitRef="ISO4217_EUR">280.16</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx200" decimals="2" unitRef="ISO4217_EUR">320.95</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx66" decimals="2" unitRef="ISO4217_EUR">-135.05</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx201" decimals="2" unitRef="ISO4217_EUR">29.25</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx68" decimals="2" unitRef="ISO4217_EUR">145.11</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx203" decimals="2" unitRef="ISO4217_EUR">350.20</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx78" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx213" decimals="2" unitRef="ISO4217_EUR">2430.70</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx88" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx223" decimals="2" unitRef="ISO4217_EUR">2430.70</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx92" decimals="2" unitRef="ISO4217_EUR">2430.70</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx227" decimals="2" unitRef="ISO4217_EUR">4166.64</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx97" decimals="2" unitRef="ISO4217_EUR">2785.53</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx232" decimals="2" unitRef="ISO4217_EUR">2645.26</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx99" decimals="2" unitRef="ISO4217_EUR">2053.48</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx234" decimals="2" unitRef="ISO4217_EUR">50.82</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx101" decimals="2" unitRef="ISO4217_EUR">7269.71</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx236" decimals="2" unitRef="ISO4217_EUR">6862.72</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx102" decimals="2" unitRef="ISO4217_EUR">7269.71</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx237" decimals="2" unitRef="ISO4217_EUR">9293.42</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx103" decimals="2" unitRef="ISO4217_EUR">7414.82</fi_met:mi53>
    <fi_met:mi53 contextRef="_ctx238" decimals="2" unitRef="ISO4217_EUR">9643.62</fi_met:mi53>
    <fi_met:md103 contextRef="_ctx104" decimals="2" unitRef="ISO4217_EUR">16835.57</fi_met:md103>
    <fi_met:md103 contextRef="_ctx239" decimals="2" unitRef="ISO4217_EUR">15924.83</fi_met:md103>
    <fi_met:md103 contextRef="_ctx110" decimals="2" unitRef="ISO4217_EUR">652.01</fi_met:md103>
    <fi_met:md103 contextRef="_ctx245" decimals="2" unitRef="ISO4217_EUR">1036.88</fi_met:md103>
    <fi_met:md103 contextRef="_ctx113" decimals="2" unitRef="ISO4217_EUR">652.01</fi_met:md103>
    <fi_met:md103 contextRef="_ctx248" decimals="2" unitRef="ISO4217_EUR">1036.88</fi_met:md103>
    <fi_met:md103 contextRef="_ctx114" decimals="2" unitRef="ISO4217_EUR">11774.01</fi_met:md103>
    <fi_met:md103 contextRef="_ctx249" decimals="2" unitRef="ISO4217_EUR">13916.00</fi_met:md103>
    <fi_met:md103 contextRef="_ctx115" decimals="2" unitRef="ISO4217_EUR">4409.55</fi_met:md103>
    <fi_met:md103 contextRef="_ctx250" decimals="2" unitRef="ISO4217_EUR">971.95</fi_met:md103>
    <fi_met:md103 contextRef="_ctx123" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:md103>
    <fi_met:md103 contextRef="_ctx258" decimals="2" unitRef="ISO4217_EUR">0.31</fi_met:md103>
    <fi_met:md103 contextRef="_ctx128" decimals="2" unitRef="ISO4217_EUR">1214.44</fi_met:md103>
    <fi_met:md103 contextRef="_ctx263" decimals="2" unitRef="ISO4217_EUR">943.01</fi_met:md103>
    <fi_met:md103 contextRef="_ctx129" decimals="2" unitRef="ISO4217_EUR">1214.44</fi_met:md103>
    <fi_met:md103 contextRef="_ctx264" decimals="2" unitRef="ISO4217_EUR">942.70</fi_met:md103>
    <fi_met:md103 contextRef="_ctx130" decimals="2" unitRef="ISO4217_EUR">3195.11</fi_met:md103>
    <fi_met:md103 contextRef="_ctx265" decimals="2" unitRef="ISO4217_EUR">29.25</fi_met:md103>
    <fi_met:md103 contextRef="_ctx134" decimals="2" unitRef="ISO4217_EUR">3301.36</fi_met:md103>
    <fi_met:md103 contextRef="_ctx269" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:md103>
    <fi_met:md103 contextRef="_ctx135" decimals="2" unitRef="ISO4217_EUR">28.80</fi_met:md103>
    <fi_met:md103 contextRef="_ctx270" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:md103>
    <fi_met:md103 contextRef="_ctx136" decimals="2" unitRef="ISO4217_EUR">-135.05</fi_met:md103>
    <fi_met:md103 contextRef="_ctx271" decimals="2" unitRef="ISO4217_EUR">29.25</fi_met:md103>
</xbrl>
